Want To Save Money On Life Insurance?
Search over 500 plans and find the best life insurance quote to suit your requirements.
It is important to compare life insurance quotes from lots of different companies, as some life insurance companies are much more expensive than others, for exactly the same life insurance policy.
We'll find the right life insurance cover for you at the right price in 3 easy steps:
We compare the leading insurers including:
Term Life Insurance
Term life insurance or assurance is the cheapest and simplest form of life insurance. It covers you for a fixed period (known as the "term" which you can choose) and pays out a one off lump sum which you can select, if you die during the policy term.
You can add critical illness cover to some insurance plans, which will pay out on the diagnosis of a qualifying critical illness or if you die during the term of the policy. You are covered for as long as you pay the monthly premiums. If you stop paying the premiums, the policy stops. Premiums depend on a number of factors including the amount of lump sum chosen, the length of term, the applicants age, gender, and if you are a smoker.
There are two popular types of term insurance:
Type One - Level Term Life Insurance - Lump Sum Remains Fixed
Level term life insurance pays out a lump sum on the event of death during the selected term. The lump sum remains constant throughout the period of the life insurance term.
Type Two - Decreasing Term Life Insurance - Covers Mortgage Balance
Decreasing term life insurance which is also known as mortgage life insurance covers you for a set term and pays out a lump sum if you die during the policy term. Unlike level term insurance where the lump sum remains fixed, with this plan the amount of cover decreases over the term of the policy in line with the amount outstanding on a repayment mortgage. Although the lump sum decreases over the term with this type of cover the premiums remain the same.
It's a fact that life insurance cover is harder to come by the older you get. You may think you've left it too late, or it's too early to buy life insurance - that's where we can help.
We will search the UK life insurance market to find you the best life cover to suit your circumstances.
Many people don't have this simple, reassuring protection. Life insurance could be an ideal way to leave some money behind - for your partner, family or friends or to help towards funeral expenses, or outstanding bills.
Could your family afford to pay for your funeral?
None of us like to think about our funeral but taking the time now could help your family at a very difficult time. Most people underestimate the cost of a funeral and so you may be surprised just how much it can be.
Research has shown that the average cost of a basic funeral in the UK is £2,700 and is on the increase. When selecting life insurance cover it is important to make allowances for the increase in the cost of living as the amount you select now will not be worth as much in the future.
Why not take 2 minutes to complete the short form on this page to see how we can help you!
*Figures are indications of savings only and based on a £100,000 life insurance policy for a female aged 30, non smoker and without a pre-existing medical condition. The rate is based on a 25 year level term policy, sourced on a guaranteed basis. Correct as at September 2017.
A.A. Abbey Life Abbey National Aegon Aegon Critical Illness Aegon Aegon Mortgage Age Concern Alliance & Leicester Allianz Allied Irish Bank ASDA ASDA Critical Illness ASDA Aviva Aviva Critical Illness AXA AXA Axa Critical Illness Aviva Aviva Bank of Scotland Bank of Scotland Bright Grey Bright Grey Britannia BUPA Canada Life Clerical Medical Compare Co-op Co-op Critical Illness Co-op Direct Line Direct Line Critical Illness Direct Line Eagle Star Endsleigh Engage Mutual Equitable Life Fortis Fortis Critical Illness Fortis Friends Life Friends Provident Friends Provident Critical Illness Greenbee Halifax Halifax Critical Illness Halifax HSBC HSBC Bank Legal & General Legal & General Lloyds TSB Lloyds TSB Lloyds TSB Critical Illness Lutine LV Critical Illness Liverpool Victoria Liverpool Victoria Nationwide Nationwide Nat West Nat West Nat West Critical Illness NFU Norwich Union Norwich Union Post Office Post Office Post Office Critical Illness Prudential Prudential Critical Illness Prudential Pulse Reliance Mutual Royal Bank Royal Bank Royal Bank Critical Illness Royal Liver Royal Liver Royal Liver Critical Illness Royal London Royal Sun Alliance Saga SAGA Sainsburys Santander Santander Scottish Equitable Scottish Life Scottish Provident Scottish Provident Critical Illness Scottish Widows Scottish Widows Critical Illness Skandia Standard Life Sun Life Swinton Synergy Synergy Synergy Critical Illness Tesco Tesco Tesco Critical Illness Virgin Zurich Zurich Zurich Critical Illness Aegon Mortgage Asda Life Asda Mortgage Asda New Asda Aviva Mortgage Aviva New Axa Mortgage Axa New Axa New2 Bank of Scotland New Coop Mortgage Coop New Critical Aegon Critical AIG Critical ASDA Critical Aviva Critical AXA Critical Bright Grey Critical Bank of Scotland Critical Coop Critical Fortis Critical Friends Provident Critical Halifax Critical HSBC Critical Legal General Critical Lloyds TSB Critical LV Critical Nationwide Critical NatWest Critical Prudential Critical Royal Liver Critical Royal London Critical Saga Critical Scottish Provident Critical Scottish Widows Critical Standard Life Critical Synergy Critical Tesco Critical Zurich Cuna Mutual Fortis New Friends Provident New Halifax New HSBC Mortgage HSBC New Legal General New Liverpool Victoria Liverpool Victoria New Lloyds TSB New M and S New NatWest New New ASDA Over 50 Asda Over 50 Aviva Over 50 Axa Over 50 Barclays Over 50 Coop Over 50 Engage Over 50 Fortis Over 50 Halifax Over 50 Lloyds TSB Over 50 LV Over 50 Nationwide Over 50 NatWest Over 50 Post Office Over 50 Prudential Over 50 Sainsburys Over 50 Standard Life Over 50 Tesco Over 50 Zurich Pearl Phoenix Prudential New Royal Bank New Royal Liver New Scottish Provident New Scottish Widows New Standard Life New Synergy New Tesco Mortgage Tesco New Zurich New Asda Over 50 Plan